Download the app in Google Play or AppStore.

Current Offers

During the month of October each user will benefit from a rebate of 5% on the overall transaction amount spent at the Handi Cash Shops.

This means that should your total transfers amount to €100 you get €5 back, should your total transfers amount to €1000 you get €50 back!

Join the Handi Cash community to start benefiting now.

Transfers must specifically be at one of our shops accepting Handi Cash payments and maximum rebate will be that of €50.

Handi Cash logo

A safe and secure social eWallet

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Register to our Mobile App

A convenient solution to cash:

It is free of charge


Independent of any type of bank or card

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Register as a Merchant

Transactions are as easy as taking a photo

No chargebacks

Marketing campaigns

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Go Cashless and Environmentally friendly

No cash

No card

No wallet

Only your phone

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What is

Why engage?

Carry nothing but your phone and make easy instant payments. Take advantage of the most convenient payment system, without compromising your privacy or data confidentiality. has all the benefits of paying with cash with a number of additional features. is a mobile app which allows you to make small electronic payments for products and services, often with special promotions, as well as transfer electronic money among other users. is safe and secure. Any operation is done using only your phone. We provide a system where you are in full control of your finances. In times like these, where safety and hygiene are especially important, this is a significant advantage. is instant and free. Payments can be sent to any geo-location at any time at the touch of a button. There are no hidden transaction fees. is private and easy to use. No peer-to peer statements are logged or issued keeping your payment history completely private as if you were using cash*(see T&C). The app gives you the advantages of paying in cash with the added convenience of being able to send payments over the internet. ltd is licensed by the MFSA to operate as an electronic money institution.

Available for


The Individual User

"Every person has a piece of the sky above his head."

How it works mobile application allows users to share credit between each other or purchase products and services.

Paying with is as easy as taking a photo. We use QR code technology in order to enable a payment solution that is quick, convenient and safe.

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We are here for you

Our business model has been created as a response to the market needs. We understand what the payment solutions of today are lacking, and we are here to provide said elements.

Paying with is as easy as it gets. You have full control of the payment process, navigating it from your phone, making it quick, easy and extremely safe. We don’t store your personal information or share your transactions. To thank you for your trust, we offer special deals and promotions for our customers, including an exclusive cash back system where you are given back some of the money you have spent. All of your loyalty cards and credits will be safely stored in your app, taking away the need for carrying a physical wallet.

There are three main levels for an individual user. We offer you a trial period to see what this is all about.

Engage in the future

The best way to understand is to download our mobile app and join our exciting community to try the service firsthand. In order to join follow these steps on your mobile phone:

* does not require you to have an existing bank account or card.

Available for


The Business User

"Innovation: Imagine the future and fill in the gaps."

What makes really stand out are the marketing solutions that it offers. We have found that many small businesses avoid investing in marketing as they fail to see the results of paid actions. We are the solution to this problem: you will only pay for the marketing that was successful. This is as simple as it sounds- your business will cover the actions that have had an effect in sales, we will cover the rest (the ineffective marketing). We are your partner as we both benefit from your success and not irrelevant internet exposure.

A big part of what we do is creating a loyal consumer database. We provide a perfect tool for loyalty schemes and promotions. With, any offers will be added on automatically, without the need for any cards, codes, flyers or pictures. We make it as simple as possible- both for you, and for the client.

Become a Premium user, send a completed Merchant application form to and we will get in touch with you for more information on what can do for your business.


A sneak peek at the icons and tools

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Modern Tech

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Account Management

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Easy Payments

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User to User

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Vouchers and Loyalty

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Easy Navigation

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Balance on Demand

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Terminate E-money

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Request E-money

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Green, Safe and Secure

We are a group of forward thinking Europeans happily living in Malta. We seek to offer, for all those living on these islands, a fast & simple way of using their smartphone as an electronic wallet.

Available for

Contact Ltd. (C70142)

Registered address: 60, Suite 6, G Cali Street, Ta Xbiex, Malta
Office address: Level 1, ATL Business Centre, 89 Cannon Road, St. Venera, SVR 9035, Malta
+356 2713 8030